Bilingual Credit Underwriter — Remote

Job Description

<b>Bilingual Credit Underwriter — Remote<br></b>
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Remote, 12-month opportunity in the insurance industry for a bilingual lending professional with strong credit underwriting experience. Contribute to strategic adjudication decisions, support high-value client portfolios, and apply commercial banking expertise in a national, compliance-driven environment.<br>
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<b>What is in it for you:<br></b>
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<br>• Salaried: $45-50 per hour.<br>
<br>• Incorporated Business Rate: $55-65 per hour.<br>
<br>• 12-month contract.<br>
<br>• Full-time position: 37.50 hours per week.<br>
<br>• Weekday schedule from 9 am to 5 pm.<br>
<br>• Enjoy the flexibility of remote work.<br>
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<b>Responsibilities:</b><b><br></b>
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<br>• Underwrite and adjudicate lending applications secured by insurance and wealth assets within delegated authority.<br>
<br>• Conduct independent, accurate credit analysis and provide well-supported recommendations.<br>
<br>• Review loan documentation for policy, regulatory, and compliance alignment.<br>
<br>• Maintain portfolio quality and adhere to the company's credit risk appetite.<br>
<br>• Collaborate with internal teams to improve risk mitigation strategies and loan structuring.<br>
<br>• Escalate applications that exceed approval limits to the appropriate authority.<br>
<br>• Complete annual reviews and maintain strong credit governance.<br>
<br>• Support continuous improvement in origination and adjudication processes.<br>
<br>• Promote a risk-aware culture through clear communication of credit decisions.<br>
<br>• Manage multiple tasks efficiently while meeting key deadlines.<br>
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<b>What you will need to succeed:</b><b><br></b>
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<br>• Bachelor's degree in Business, Commerce, Economics, or Finance.<br>
<br>• 5+ years of experience in commercial banking or lending.<br>
<br>• Strong understanding of the financial services and insurance industries.<br>
<br>• Experience in credit risk assessment or delegated lending authority.<br>
<br>• Excellent communication skills and professionalism.<br>
<br>• Strong organizational skills with the ability to prioritize in a fast-paced environment.<br>
<br>• Proven ability to work independently and proactively.<br>
<br>• Experience with ultra high net worth clients is an asset.<br>
<br>• Private banking or wealth lending background is a strong advantage.<br>
<br>• Bilingual in English and French to support credit adjudication and communication with clients and internal partners across Canada in both official languages.<br>
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<b>Why Recruit Action?</b><b><br></b>
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Recruit Action (agency permit: AP provides recruitment services through quality support and a personalized approach to job seekers and businesses. Only candidates who match hiring criteria will be contacted.<br>
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